Private Capital That Moves at Your Speed

At Blue Dot Financial, we provide real estate-backed loans for experienced investors, builders, and developers. Whether you’re flipping a 1–4 unit property, acquiring land, or building a rental portfolio, our funding is structured to move fast, close cleanly, and support your next project with clarity and confidence.

Investor-Focused Loan Programs

When banks move too slow—or say no—Blue Dot moves fast. We deliver purpose-built loans for real estate investors who need speed, certainty, and flexible capital that works in the real world.

Fix & Flip Loans

Acquire and renovate residential properties with fast approvals and flexible terms. Blue Dot provides up to 100% rehab financing and closes in days—not weeks. Ideal for investors who need to move quickly and maximize leverage.

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BRRR / Fix & Rent Loans

Short-term rehab financing built for long-term rental strategies. Close fast, renovate efficiently, and transition seamlessly to a DSCR rental loan.

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Preferred Equity

Hybrid capital with fixed returns and upside participation. Designed for experienced operators who want to maximize leverage without monthly debt service.

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Bridge Loans

Fast, flexible capital for acquisitions, refinances, or repositioning. Built for time-sensitive closings and transitional needs.

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Lot & Land Loans

Capital for raw, entitled, or improved land. Whether you’re land banking or preparing for development, Blue Dot offers flexible options tailored to your goals.

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Transactional Funding

Same-day capital for back-to-back closings or assignment deals. Perfect for wholesalers and experienced investors executing fast-turn transactions.

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Portfolio Loans

Flexible Financing for Multi-Property Investors

Designed for investors with 2+ properties seeking to consolidate loans, unlock equity, or simplify portfolio management.

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Why Choose Blue Dot Financial?

Quick Closings

Approvals in days, funding in 7–10 business days

Investor-aligned Structures

Built around draw schedules and exit timelines

Experienced Team

Decades in real estate, construction, and lending

First-position Only

Senior-secured, asset-backed loans

No Bank Delays

Direct access to decision-makers