Construction Costs & Capital: Managing Budget Risks in Today’s Market

• Concrete, lumber, and labor premiums are still volatile.
• Subcontractor shortages are inflating bids and delivery timelines.

Best practices include:

• Locking labor costs early via committed contracts
• Using draw-based private capital to match funding with milestones
• Building a 10–15% contingency buffer into every budget

Blue Dot deploys third-party inspectors to validate progress before releasing each draw, ensuring capital is deployed only when work is complete.