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Capital That Keeps Pace with Your Next Flip

Flexible funding. Fast approvals. Zero red tape.

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Speak with a Lending Specialist

Why Choose Blue Dot for Fix & Flip Loans?

  • Loan Amounts: $100K – $3M

  • Term Length: 1 to 24 months

  • Up to 90% LTC or 70% ARV
  • 100% of Rehab Budget (via draws)

  • Close in 5–10 Business Days

  • First-Position Only (Senior Secured)

  • No W-2s, Appraisals, or Income Docs

  • No Credit Minimum / No DTI Requirement

  • Draw Schedules Based on Project Milestones

  • Interest-Only Payments

  • No Prepayment Penalty

  • Cross-Collateralization Available

What Sets Us Apart

Speed Matters

Fast underwriting, fast draws, and closings in 5–10 days. We move as quickly as your next opportunity.

Simple Process

We underwrite the deal, not your personal financials. No tax returns. No red tape.

Real Support

You’ll work with lending professionals who understand construction timelines, rehab risk, and how to help you scale.

Investor-First Terms

No hidden fees. No junk costs. Just transparent, performance-aligned capital.

Ideal Use Cases

  • Cosmetic or full-gut rehabs
  • Auction and off-market purchases
  • Bridge-to-sale or delayed listings
  • Refinance of existing flip projects

Who We Lend To

  • Experienced flippers with at least 1 completed project
  • Licensed general contractors or teams with pro crews
  • Rehab investors who value reliability and draw speed
  • Operators needing first-position capital without full doc underwriting

Sample Deal Scenario

Property Type

Single-Family Residence (SFR)

Purchase Price

$240,000

Rehab Budget

$85,000

ARV

$420,000

Loan Estimate

$310,000 (85% purchase + 100% rehab)

Timeline

7 months

Exit Strategy

Sale or refinance at completion

How It Works

01

Submit Your Deal

Send us the purchase contract, rehab scope, comps, and timeline.

02

Get a Proposal

Receive terms within 24–48 hours, underwritten in-house.

03

Close Fast

We close in as little as 5–10 business days based on title readiness.

04

Rehab in Stages

Funds are disbursed in tranches based on verified construction milestones.

05

Sell or Refinance

Exit when ready—no prepayment penalties, ever.

Start Your Next Project with Confidence

We fund investors who operate with speed, discipline, and clear exit strategies. If that’s you, we’re ready to support your next flip.

Start Your Loan Application
Speak with a Lending Specialist

Whether you're submitting a loan request, exploring investment opportunities, or simply have a question, our team is ready to help.

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Quick LInks

Contact Us

E-Mail

support@bluedotfinancial.com

Phone

727-592-8200

Office Locations

1420 Fifth Ave., STE 2200, Seattle, WA 98101


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A Blue Dot Holdings Company

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