Fix & Flip Loans: What Borrowers Should Know

Fix & Flip projects require speed, accuracy, and capital flexibility. Blue Dot’s program is built for experienced renovators who know how to execute on tight timelines.
Program Features:

Up to 90% of purchase and 100% of rehab (subject to LTV cap)
6–12 month terms, interest-only
No income verification or tax returns required
Draws released within 1–3 business days upon inspection

Borrowers must submit:
• Scope of Work (SOW)
• Construction budget
• Exit plan (sale comps or rental strategy)

Our underwriters focus on After Repair Value (ARV) and exit feasibility. This ensures fast decisions and alignment with real-world project timelines.