Flexible Financing for Multi-Property Investors

Smart capital for consolidations, equity unlocks, and scalable rental portfolios.

Why Choose Blue Dot for Portfolio Loans

What Sets Us Apart

Portfolio Simplicity

One loan, one payment, multiple properties—streamlined from day one.

Investor-Focused Terms

No tax returns. No DTI. Just asset-based underwriting that works.

Flexible Capital

Use funds to reinvest, renovate, or recapitalize across your portfolio.

Reliable Execution

Fast closings, clear communication, and direct access to decision-makers.

Ideal Use Cases

Who We Lend To

Sample Deal Scenario

Property Type

3 rental SFRs and 1 duplex

Portfolio Value

$2,200,000

Loan Amount

$1,500,000 (68% LTV)

Loan Term

18 months

Use of Funds

Consolidate debt + cash-out

Exit Strategy

Sell 1 property, refi remaining

How It Works

01

Submit Property List

Share addresses, values, and any existing loans.

02

Get a Loan Proposal

We analyze your portfolio and deliver one consolidated term sheet.

03

Close and Fund

We finalize documents and close in as little as 7–10 business days.

04

Access Capital

Use proceeds to pay off debt, invest, or build liquidity.

05

Exit Flexibly

Refi or sell properties on your timeline—no restrictions.

Optimize Your Portfolio with Purpose-Built Capital

Consolidate, unlock, and scale—all with one reliable lending partner.