Blue Dot’s underwriting process prioritizes capital preservation.
Key protections include:
• First-position liens on the subject property
• LTVs capped at 65–70% of current or future value
• Experienced borrower review with track record vetting
• Verified exit strategy (resale, refinance, or rental)
• Draw-based disbursements, triggered by completed work and third-party inspections
These layers reduce default risk and ensure disciplined capital deployment at every stage of the loan.
