This guide walks investors through the full investment process:
- Define Your Goals – Choose between individual loan investments or pooled funds based on risk appetite, yield target, and time commitment.
- Select a Lending Partner – Prioritize platforms with verified track records, in-house underwriting, and transparent reporting.
- Conduct Due Diligence – Scrutinize LTV, asset class, borrower history, term sheet details, and exit plans.
- Fund the Deal – Wire capital to a licensed escrow or custodial account, then begin accruing interest as the project progresses.
- Monitor Progress – Receive regular reporting, draw updates, and final payout at loan maturity or exit.