Private credit refers to non-bank lending where capital is sourced from private investors or funds and deployed directly into real estate-backed loans. Unlike banks, private lenders offer speed, flexibility, and underwriting focused on the asset—not just the borrower’s balance sheet.
For borrowers, this enables quick closings, flexible terms, and funding for transitional or value-add projects that fall outside conventional lending boxes.
For investors, private credit delivers yield through secured real estate loans—often first-position liens—at conservative loan-to-value (LTV) thresholds. Interest is typically paid monthly, offering a reliable income stream backed by hard collateral.
